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Sell your structured settlement and GET CASH NOW!

How Do I Sell My Structured Settlement?

The first step is deciding why you want to sell your structured settlement, in part, or all of it. Noted below, this is a legal process and a judge will decide if your reasoning is sound or not.

You may need to pay for a college education, pay off medical expenses or debt, part of a divorce settlement or invest in your own business or one that provides dividends. Selling your structured annuity is a step by step process that we can help you with. It’s not that difficult but the sale of your payments should not adversely affect your future financial needs.

Find a company that has your interests at heart. When you sell your structured settlement the percentage fees can vary the same way interest varies on a bank loan. Make sure it’s right for you. Choose the company that’s right for you and begin the paperwork process.
You will need to submit your annuity policy, structured settlement agreement, or benefit letter so all the paperwork can be verified as complete and accurate.

Lastly, once all the documents are returned and signed, a local attorney files them with the court and schedules a hearing. At the hearing, you will be required to justify you are not putting you or your family’s financial future at risk when you sell your structured settlement. Unless there is a problem with your reasoning, judges generally approve the transfer. At this point, the court orders the insurance company to wire the funds requested.

Call us today to get your cash: (800) 644-5956

Why Sell My Structured Settlement?

Structured settlement payments work well for many people. Why sell your structured settlement annuity?

Like most people that have been awarded compensation after an accident, you were glad with the predictability of knowing your structured settlement would keep an income stream coming in over time. This is part of what makes structured settlements appealing to millions of people that have been injured.

Over time your life changes. Your goals change. Your financial needs change. For many, there comes a time when a lump sum payment now is what will help improve your life. If you had the lump sum payment you could pay for college tuition for yourself or your kids. Use the lump sum payment to start a business or invest in one. You may want to pay down all your debts. Or it could be part of a divorce settlement. Maybe you want to put a downpayment on a new home.

Different people have different reasons to sell their structured settlements. If you find yourself in this category, give us a call. We can help you.

We’ll take the mystery out of selling your structured settlement and give you real help. It’s your structured settlement.

Our happy customers say it best:

5 stars
“I was lucky to have you work with me and understand what I needed the money for. True Value Funding was trustworthy and honest.”
Cindy S. – Detroit, MI
Cindy Detroit, MI
5 stars
“True Value Funding offered me the best cash advance. I was in some real trouble and could not wait until the transaction was finished, they came to the rescue and helped me. I cannot thank them enough!”
Melissa V –  Deerfield Beach, FL
Melissa Deerfield Beach , FL
5 stars
“I needed a lump sum to purchase a new home and start my own business. True Value Funding made my dreams possible.”
Timothy R. – Chicago, IL
Timothy Chicago, IL
5 stars
“The people at True Value Funding were the most professional that I spoke with, and they were honest from beginning to end. I got offers from other companies, but True Value Funding was able to give me the most money for my annuity payments.”
Richard R. –  Sacramento, CA
Richard Sacramento, CA
5 stars
“I just wanted to thank True Value Funding again for helping me get my money fast. I have done 3 transactions and have had no complaints!”
Shirley L. – New Orleans, LA
Shirley New Orleans, LA
5 stars
“Your ability to explain the process from start to finish was very detailed. You really made this experience worthwhile. Thank you True Value Funding”
Jonathan & Cindy P. – Baltimore, MD
Jonathan & Cindy Baltimore, MD

Can I Sell My Structured Settlement?

Your structured settlement gives you powerful financial advantages. Structured settlement annuities were designed to meet your future needs over an extended period of time.

Because of the way Congress established them, structured settlements are 100% excluded from taxable income. There is no risk of losing money in market investments and there is no capital gains tax. Your eligibility doesn’t change for your public or private health plan because it’s excluded as income.

For people with long-term medical needs, minors, or mentally disabled, or injured people this type of structured annuity works best. It also applies to people who are surviving dependents, or spouses.

If you are looking into selling your structured settlement, the first thing to consider is how this will affect your future financially. This is what will need to be shown in order to sell your structured settlement.

Showing the judge that selling your structured settlement will not hurt your financial future and why the money is needed is usually approved. A judge will usually approve the sale of a structured settlement if you can explain why the money is needed and that this settlement will not have a negative impact on your financial future.

Will I Pay Tax When I Sell My Structured Settlement?

According to Public Law 97-473, otherwise known as the Periodic Payment Settlement Act of 1982, there is no tax liability for structured settlement cases. Furthermore, lump sum payments from the sale of your structured settlement have the same status under law. It’s tax-free.